Financing

Credit Plans – Easy & Flexible Financing:

48 Month Plan with Payments as low as $45.89 per month*

– No Money Down
– No Application Fees
– Minimum Monthly Payments 2.47% of balance
– 8.9% APR (O.A.C.)
– Promotional Fee of $100.00 applies

Standard Plan with Payments as low as $66.78 per month

– No Money Down
– No Application Fees
– Minimum Monthly Payments 3.5% of balance
– APR 28.99%

Filling out a Finance Application:

To apply for Smithy Credit through TD Retail, download and complete the application for the plan that works best for you. When you have completed your application, you can fax it to Smithy at 800-431-8892. Or scan and email it to sales@smithy.com. Please note which machine you are interested in when submitting your application.

Download 8.9% APR Credit Plan Application

Download Standard Credit Plan Application

Download Fillable Credit Plan Application

Which Financing Plan is Best for Me?

The following chart gives estimated payments for the two financing options. These numbers are based on a $3,200 purchase and do not calculate late payments. This chart should be used as a guide only, to help you determine the plan that works best for you:

Interest	Payment Time	Monthly Payment	Interest	Promo Fee	Total Paid
8.9%	48 Months	$79.04	$590.08	$100.00	$3,890.08
28.9%	48 Months	$112.00	$1,955.68	$0	$5,155.68*

*Promotional APR on the 8.9%-48 Month Plan:

This 8.9% interest rate is a promotional APR that is set up for making equal payments. The promotional APR will apply to the purchase during the promotional period. The minimum payment requirement is based on an equal number of payments and includes interest. After the promotional offer period expires, interest will be charged at the APR for purchases on any remaining balance until paid in full. Promotional Transaction Fee: A Promotional Fee will be added to your account for this transaction. There are not penalties for early pay off but this is subject to change and should be verified with your Smithy Sales Technician.

Additional General Information:

The Patriot Act, requires two forms of id to be presented with your application that shows your legal name. A drivers license or passport is required for one id and the other id can be anything that shows your name matching to your driver's license or passport. If you are applying as a joint applicant, both applicants are required to present ids. Please have ids ready with your application.

If you are approved for credit, you will be required to submit your original credit application to our location at: Smithy Company 170 Aprill Drive, Ann Arbor, MI 48103. A credit card called the Yard Card will be mailed to you by TD Retail within 10 days of your approval.